Australian Postal Corporation ABN 28 864 970 579 is the distributor of the Card and is responsible for providing various cardholder services. 1 Australia Post Gift Card by Mastercard: The Australia Post Gift Card (“Card”) is issued by Heritage Bank Limited ABN 32 087 652 024 AFSL 240984 Australian Credit Licence 240984 (“Issuer”) pursuant to a licence by Mastercard Asia/Pacific Pte Ltd.